It’s important to ask the right questions of the student loans assistance officer, to make sure that they take all your personal details into account, as well as having enough information to advise you properly on the possible alternative student loans available to you.
There’s nothing more difficult for them, than someone who doesn’t give them all the information they need.
It might be best to find out what they will want on a first informal discussion and then to meet again more formally.
If the decision is still to be made whether you can get a government student loan, it might also be useful to find out the pros and cons of alternative student loans.
For each individual there will be preferences about cost; repayment; deferrals etc. as well as your personal financial and domestic situation as well
Do take into account that if you are already in some financial difficulties you do not want to jump from one problem situation to another one, just as worse.
It’s always worth taking into account what will happen when you graduate, as that may be the time to seek a further longer term consolidated student loan which will pay off the alternative student loan you are taking out right now.
Indeed there may be a better longer-term deal for you, so the student loans office will be of great value to you in that situation too.
